Question
Q: Is it legal for loan apps to threaten or shame borrowers?
Answer
A: Threatening or shaming borrowers is not legal recovery; it is coercive behavior that can lead to criminal charges. You can move forward with BNS criminal intimidation principles if the content has threats in it and you have proof. Keep proof and don't respond in a rude way so your record stays clean. Legals365 and Advocate BK Singh take care of the legal escalation, notices, and writing of complaints..
By Advocate BK Singh
(Delhi High Court)
